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Southwest farmers facing significant crop losses from excessive heat, drought or other calamity should make certain to communicate with insurance company representatives and follow correct procedures to document losses, says a Risk Management Agency representative.
And farmers should alert agents about issues such as diverting water from one insured crop to another or from one part of a pivot to concentrate on a smaller section.
“Insurance companies require notification of diversion within 72 hours, either in person or by phone,” Samuel Cameron, RMA executive director of claims, said at the Texas Alliance for Water Conservation field day at Muncy, Texas. Growers should confirm that notification in writing.
He says RMA is well aware of the severe drought that has gripped the Southwest for most of the year and doesn’t expect farmers to have problems with claims. “But make sure the insurance company is aware of any situation that would affect irrigation,” he says.
In some cases, groundwater conservation districts have restricted the amount of water available for irrigation.
Cameron says funding should be adequate to meet all claims.